Life Insurance Quote

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Type of Cover Help

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Type of Cover

Term insurance is a policy that pays a tax-free lump sum upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.

Amount of Cover Help

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Amount of Cover

The lump sum you want the policy to cover you for. i.e. for a £100000 mortgage the cover required is £100000.

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Annual Income Required

Length of Cover Help

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Length of Cover

The number of years you want the cover for. i.e. for a 25 year mortgage the cover required is 25 years.

Single or Joint Policy Help

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Single or Joint Policy

The policy can either be arranged on one life or on a joint life first death basis. A joint life policy is often cheaper than two single polices however, should a claim be made on a joint life policy the policy will then cease.

Increasing Benefit Help

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Increasing Benefit

Would you like the value of the benefit to increase with inflation?

Include Critical Illness Cover Help

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Critical Illness Cover

Life and Critical Illness is a policy that combines Term life insurance and Critical illness cover and will pay out once for either death of the life assured, upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months) or diagnosis of a qualifying critical illness, within the term of the policy.

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