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Family Income Benefit Quote

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Type of Cover Help

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Type of Cover

Family Income Benefit: this pays a monthly benefit instead of a lump sum, upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.

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Amount of Cover

Annual Income Help

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Annual Income Required

This is the annual sum you want the policy to cover you for. i.e. if your annual incomes are £30000 cover required is £30000.

Length of Cover Help

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Length of Cover

This is the number of years you want the cover for. i.e. if your youngest child is 5 and you wish them to receive this cover until they have left university then the term required is 16 years.

Single or Joint Policy Help

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Single or Joint Policy

The policy can either be arranged on one life or on a joint life first death basis. A joint life policy is often cheaper than two single polices however, should a claim be made on a joint life policy the policy will then cease.

Increasing Benefit Help

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Increasing Benefit

Would you like the value of the benefit to increase with inflation?

Include Critical Illness Cover Help

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Critical Illness Cover

Family Income Benefit Life and Critical Illness cover is a policy that combines life insurance and Critical illness cover and will pay a monthly benefit for either death of the life assured, upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months) or diagnosis of a qualifying critical illness, within the term of the policy.

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