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Type of Cover
Family Income Benefit: this pays a monthly benefit instead of a lump sum, upon the death of the life assured or upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months), within the term of the policy.
Amount of Cover
Annual Income Required
This is the annual sum you want the policy to cover you for. i.e. if your annual incomes are £30000 cover required is £30000.
Length of Cover
This is the number of years you want the cover for. i.e. if your youngest child is 5 and you wish them to receive this cover until they have left university then the term required is 16 years.
Single or Joint Policy
The policy can either be arranged on one life or on a joint life first death basis. A joint life policy is often cheaper than two single polices however, should a claim be made on a joint life policy the policy will then cease.
Increasing Benefit
Would you like the value of the benefit to increase with inflation?
Critical Illness Cover
Family Income Benefit Life and Critical Illness cover is a policy that combines life insurance and Critical illness cover and will pay a monthly benefit for either death of the life assured, upon diagnosis of a terminal illness (this is defined as where the life expectancy is less than 12 months) or diagnosis of a qualifying critical illness, within the term of the policy.
Smoking includes all tobacco products
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Please contact us on the following number for more information or if you have any queries - 01603 271108
